Loan amortization calculator
Compare two fixed annual interest rates, see monthly payments, add extra repayments and download a month-by-month amortization schedule.
About this tool
Understand borrowing costs
A fixed-rate monthly payment is calculated from principal, rate and term. The optional extra payment reduces the outstanding principal each month; an alternative rate illustrates a comparison, holding other assumptions constant.
All data stays in this browser. Nothing is uploaded or stored by Ziluto.
Fixed-rate monthly installments, interest compounded monthly. Excludes insurance, taxes, one-off fees and changes in rates.
Fees and insurance are not included.